Surprise charges: late fees, TravelAssist billing, declined-then-charged
A smaller group of complaints is about money taken without warning: repeated late fees on the Good Sam credit card, monthly TravelAssist charges, and a $60 cancellation fee.
What's going on
The Good Sam Rewards card is issued by Bread Financial. Fees on that card are a matter between you and the bank.
One member says $1,288 in trip-interruption costs were never paid back.
Real cases, in our words
Summaries of public complaints. Click through to read each one in full where it was posted.
- Jun 16, 2026 · ComplaintsBoardRepeated $45 late charges from Bread Financial.
- Date not shown · ComplaintsBoardCard declined then charged $159.95 w/o notice.
- Jun 14, 2022 · ComplaintsBoard$1,288 trip-interruption costs not reimbursed.
- Date not shown · ConsumersAdvocateTravelAssist: misleading mailer, monthly charges, $60 cancel fee.
What the terms say
Not found.
Before it happens to you
- Read every card statement for charges you didn't expect.
- For a disputed charge, go to your card issuer first. You have a deadline, usually 60 days from the statement.
- Credit card fee problems can go to the CFPB at consumerfinance.gov.
If it already happened
- Check card statements
- Dispute
Then put it on the Wall, and see more options on Fight back.
Related complaints
Charged for a Good Sam renewal after you cancelled
Renewal charges after a cancel request show up on Trustpilot as recently as October 2026, and on ComplaintsBoard years before that.
Refund cut, refused, or your membership cancelled on you
Members describe refunds cut after one use, refunds refused until they sent a demand letter, and "unlimited" plans cancelled for being used too much.